Study on implications of external financial injection (Loans) on the operations and sustainability of ISAL groups

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Practical Action in partnership with Sustainable Agriculture Technology (SAT) is implementing a project in Manicaland under a consortium called INSPIRE (hereafter, the INSPIRE project). The programme aims to improve food and nutrition security of 74,513 smallholder farming families in Mutasa, Makoni, and Mutare. The actions are geared at promoting increased empowerment of poor and marginalized women and men in the operating districts. 

Date of expiry13th Oct
Full/Part timeFull Time
Employment statusPermanent
Other terms

Practical Action as the lead implementing partner intends to engage independent development consultant(s) to study implications of external financial injection (Loans) on the operations and sustainability of ISAL groups. The consultant(s) is also expected to explore the effectiveness of ISALs as value chain financing strategy in Makoni, Mutasa and Mutare Districts. The overall purpose of the study is to provide an objective and independent analysis on: (in) the extent to which ISAL activities have so far contributed towards value chain financing (ii) explore the implications of the external financial injections (loans) on ISAL performance and cohesiveness within the prevailing context. (iii) how the farmers in ISAL who have accessed loans and those who are in ISAL without FI support are performing economically (iii) identify and make recommendations/adjustments on the programme within the remaining timeframe so as to improve the performance of ISALs in financing farming operations on a commercial basis. The logic for doing this study is to harness lessons from the program which will help to reinforce/redesigning interventions for the benefit of poor women and men smallholder farmers in terms of improving their access to markets and developing rural and agriculture-based micro enterprises. 

For detailed terms of reference click on the download tab.

Practical Action will consider applications from both individuals and teams. Applications shall clearly identify a team leader, who will be the sole responsible to deliver the outputs of the assignment.Those interested should submit or email their proposals to Practical Action no later than Friday 13 October 2017 to the following address:
The Procurement Committee
Practical Action Southern Africa
4 Ludlow Road
Newlands P.O.Box 1744

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